Category: Finance

Key Takeaways Finance works with money and other assets to achieve short-term and long-term financial objectives. Accounting is a systematic process that involves recording, classifying, and reporting financial transactions, providing a higher level of compliance and transparency. Finance is more about what’s going to happen next. It focuses on predicting, evaluating risks, and managing resources.…

Key Takeaways A finance degree provides you with the important tools of financial management, investment strategies, and economic fundamentals. That’s what makes it one of the most in-demand skills across industries like banking, consulting, and tech. Coursework in a finance degree teaches and develops skills in analytical thinking, financial modeling and more—all highly sought after…

Key Takeaways Alpha measures an investment’s performance compared to a benchmark, allowing investors to determine the effectiveness of investment strategies and/or managers while isolating excess returns. A positive alpha is a sign of outperformance, and a negative alpha is an indicator of underperformance. In summary, Beta measures the investment’s volatility relative to the overall market,…

Key Takeaways Mezzanine financing has the qualities of both debt and equity. It’s one that companies frequently turn to when they pursue fast growth after hitting the limit on their senior debt capacity. It comes with flexible repayment terms, such as interest-only payments. You can select tailored plans based on your cash flows, so it…

Key Takeaways Owner financing is a financial arrangement in which the seller of a property provides direct financing to the buyer, skipping banks and conventional lenders altogether. This can make things more convenient but often at the cost of higher interest rates. Some typical types of owner financing include land contracts, lease-purchase agreements, and mortgage…

Key Takeaways In short, yes, you can trade in a financed car. Just make sure you are aware of your loan balance and your vehicle’s trade-in value to begin with! That’s when this knowledge goes a long way in helping you make smart, informed decisions. Determine how much you owe on your current loan by…

Did you know that the average cost of hiring a live-in nanny per month can be staggering? Families seeking to hire a live-in nanny are often taken aback by the substantial financial commitment it entails. From basic living expenses to additional benefits, this decision requires thorough consideration. However, fear not! In this post, we’ll delve…

Considering the rising costs and the need for reliable childcare, many families are weighing the options between hiring a nanny or enrolling their child in daycare. The decision involves various factors such as cost, personalized care, socialization opportunities, flexibility, and home parent. Understanding the pros and cons of each choice is crucial to make an…