Author: tomlinker

Key Takeaways Pool financing makes it possible for most homeowners to afford the impressive upfront costs of pool installation by paying a little each month. Knowing what’s available is key to picking the right financing option. Home equity loans and HELOCs offer lower rates than unsecured loans since they are backed by collateral. Unsecured loans,…

Key Takeaways Engagement ring financing allows you to break the ring’s cost into manageable payments. You must manage money wisely to prevent yourself from getting trapped in debt for years to come. Just make sure you know the repayment terms and interest rates before you sign on the dotted line. In-store financing plans Some jewelry…

Key Takeaways Leasing is a great choice for those who enjoy driving a new vehicle every few years. Its benefits include lower monthly payments and shorter-term commitments, but remember that it does not offer ownership. When you finance a vehicle, you’re essentially borrowing the money to purchase it. With financing, after you pay off the…

Key Takeaways Creating a combined finances plan after getting married will help create trust and transparency through open communication and shared decision-making around finances. Joint budgeting and expense tracking makes it easier to manage finances together and keeps both partners on the same page. Aligning spending habits and developing shared financial goals builds a better…

Key Takeaways Their finance managers are key to getting consumers financed on vehicles. They help the dealership stay compliant and increase the dealership’s net profit. Key duties are overseeing all financial aspects, creating loan proposals, and ensuring all paperwork is precise and clear, fulfilling all legal requirements. A strong educational background in finance or business…

Key Takeaways Financing for land and construction involves securing funds to purchase land and build a house, often requiring a good credit score and understanding of interest rates and loan terms. Land loans are different than traditional home loans. They vary in terms of interest rates, down payment requirements, and how you qualify for them,…

Key Takeaways Finance works with money and other assets to achieve short-term and long-term financial objectives. Accounting is a systematic process that involves recording, classifying, and reporting financial transactions, providing a higher level of compliance and transparency. Finance is more about what’s going to happen next. It focuses on predicting, evaluating risks, and managing resources.…

Key Takeaways A finance degree provides you with the important tools of financial management, investment strategies, and economic fundamentals. That’s what makes it one of the most in-demand skills across industries like banking, consulting, and tech. Coursework in a finance degree teaches and develops skills in analytical thinking, financial modeling and more—all highly sought after…

Key Takeaways Alpha measures an investment’s performance compared to a benchmark, allowing investors to determine the effectiveness of investment strategies and/or managers while isolating excess returns. A positive alpha is a sign of outperformance, and a negative alpha is an indicator of underperformance. In summary, Beta measures the investment’s volatility relative to the overall market,…